5Paisa vs Upstox – Compare Charges, Trading Features, Offers & more

Find a Comparison of 5Paisa vs Upstox here. You can compare their brokerage, demat accounts, trading platforms, offers, products & services, support, complaints & more.

This comparison will help you decide which broker is best for you. So, let us go through a detailed comparison of 5Paisa and Upstox.

Background

Year of Incorporation 2007 2010
Website https://www.5paisa.com/ https://upstox.com/
Phone 89766 89766 022-41792999
Exchanges enabled NSE, BSE NSE, BSE & MCX
Demat (NSDL/CDSL) CDSL CDSL
Brokerage

Equity Rs 20 per order Rs 20 or 0.05% on Intraday & Rs 20 or 2.5% on Delivery
Equity Futures Rs 20 per order Rs 20 or 0.05% per executed order
Equity Options Rs 20 per order Rs 20 or 0.05% per executed order
Currency Futures Rs 20 per order Rs 20 or 0.05% per executed order
Currency Options Rs 20 per order Rs. 20 per lot
Commodity Rs 20 per order Rs 20 per executed order
Account Opening Costs

Trading only Free Free
Trading & Demat Free Zero
Commodity Free Zero
Transparency & other costs

Double check on if you are paying much higher other/turnover costs, make sure to compare

Equity 0.00325% on Turnover 0.0035% on Turnover
Futures 0.0021% on Contract Turnover 0.0021% on Turnover
Options 0.053% on Premium Turnover 0.059% on Premium Turnover
Commodities 0.0031% on Contract turnover 0.0036% on Turnover
AMC charge Rs 300 per year Zero
DP Transaction Charge Rs 12.5 per debit instruction Rs 18.5 per debit transaction
Offline order placing Charge Rs 20 per executed order Rs 25 per order placed on the phone
Platforms

Software
Web/HTML 5
Mobile
Charting

Intraday 365 days on Zerodha Pi 22 days
End of Day 10 years on Zerodha Pi 10 years
Coding/Backtesting
Reporting

Online Trade Reports
Online PNL Reports
Online Contract Notes
Margins

Leverage Provided

Equity Upto 5x for intraday & 1x for Delivery Upto 5x on Intraday and Upto 1x on Delivery
Equity Futures Upto 2x intraday leverage Upto 4x for intraday
Equity Options Buying no leverage, Shorting upto 5x leverage intrdaday Buying no leverage, shorting upto 4x for intraday
Currency Futures 1x intraday leverage Upto 4x for intraday
Currency Options Buying no leverage, Shorting upto 2x intraday leverage Buying no leverage, shorting upto 4x for intraday
Commodity Upto 2x intraday leverage Upto 3x for intraday
Support & Tools

Research & Tips
Brokerage Calculator
Margin Calculator
Bracket orders & Trailing Stoploss
Training & Education
Convenience

3 in 1 Account
Instant Fund withdrawal
Relationship Managers
Financial Health

Equity & Commodity Consolidated
Look for Brokerages with higher profit, low debt, higher Profit to Equity Ratio   which will indicate the profitability based on capital deployed, and atleast Rs 50 crores Balance sheet size. If a broker is in financial trouble, it will first start showing up on his balance sheet.

Profit after Tax FY11/12 Rs 12.53 Lakh 0
Profit after Tax FY12/13 Rs 16.57 Lakh 0
Profit after Tax FY13/14 Rs 15.13 Lakh 0
Profit after Tax FY 14/15 Rs 23.69 Lakh 0
Profit after Tax FY 15/16 Rs 19.69 Lakh 0
Profit after Tax FY 16/17 Rs 16.62 Lakh 0
Profit after Tax FY 17/18 Rs 23.00 Lakh 0
Profit after Tax FY 18/19 Rs 21.18 Lakh 0
Profit after Tax FY 19/20 Rs 20.71 Lakh 0
Profit after Tax FY 20/21 Rs 22.81 Lakh 0
Profit after Tax FY 21/22 Rs 30.18 Lakh 0
Profit after Tax FY 22/23 Rs 29.48 Lakh Rs 25 Crores
Debt FY11/12 Rs 24.53 Lakh 0
Debt FY12/13 Rs 29.87 Lakh 0
Debt FY13/14 Rs 26.44 Lakh Rs 15.38 Crores
Debt FY14/15 Rs 32.35 Lakh Rs 25.77 Crores
Debt FY15/16 Rs 31.55 Lakh Rs 52.13 Crores
Debt FY16/17 Rs 31.59 Lakh Rs 108.44 Crores
Debt FY17/18 Rs 34.44 Lakh Rs 112.87 Crores
Debt FY18/19 Rs 38.04 Lakh Rs 143.11 Crores
Debt FY19/20 Rs 35.88 Lakh Rs 193.56 Crores
Debt FY20/21 Rs 42.27 Lakh Rs 283.91 Crores
Debt FY21/22 Rs 40.85 Lakh Rs 374.18 Crores
Debt FY22/23 Rs 44.35 Lakh Rs 439.40 Crores
Profit to Equity(%) FY11/12 44.15 0
Profit to Equity(%) FY12/13 40.37 0
Profit to Equity(%) FY13/14 39.43 0
Profit to Equity(%) FY14/15 45.22 0
Profit to Equity(%) FY15/16 42.44 0
Profit to Equity(%) FY16/17 48.43 0
Profit to Equity(%) FY17/18 46.75 0
Profit to Equity(%) FY18/19 46.08 1.99%
Profit to Equity(%) FY19/20 47.00 6.54%
Profit to Equity(%) FY20/21 54.81 8.01%
Profit to Equity(%) FY21/22 50.42 10.58%
Profit to Equity(%) FY22/23 50.80 11.15%
Balance Sheet Size FY11/12 Rs 49.45 Lakh Rs 2316.23 Crores
Balance Sheet Size FY12/13 Rs 54.96 Lakh Rs 2825.10 Crores
Balance Sheet Size FY13/14 Rs 57.64 Lakh Rs 3532.97 Crores
Balance Sheet Size FY14/15 Rs 51.94 Lakh Rs 4248.78 Crores
Balance Sheet Size FY15/16 Rs 54.63 Lakh Rs 4349.94 Crores
Balance Sheet Size FY16/17 Rs 59.80 Lakh Rs 4550.25 Crores
Balance Sheet Size FY17/18 Rs 63.56 Lakh Rs 4858.87 Crores
Balance Sheet Size FY18/19 Rs 60.17 Lakh Rs 5163.55 Crores
Balance Sheet Size FY19/20 Rs 57.07 Lakh Rs 5375.90 Crores
Balance Sheet Size FY20/21 Rs 62.60 Lakh Rs 5889.52 Crores
Balance Sheet Size FY21/22 Rs 67.69 Lakh Rs 6005.55 Crores
Balance Sheet Size FY22/23 Rs 67.75 Lakh Rs 6316.10 Crores

Comparison Link:

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Frequently Asked Questions

Which is better, 5Paisa or Upstox?

5Paisa Securities and Upstox are both discount broker companies. Thus, to determine which is a better stockbroker, we need to examine details such as brokerage charges, account opening fees, trading platforms, and more.

Do 5Paisa and Upstox offer mobile trading apps?

Yes, both 5Paisa Securities and Upstox provide mobile trading apps for better user interface and seamless trading experience.

What are the account opening charges for Upstox and 5Paisa?

The account opening charges by brokers 5Paisa and Upstox for both trading and demat are zero. Charges may vary, kindly read the above comparison.

Which broker has a better reputation for reliability?

Both 5Paisa and Upstox are SEBI-registered brokers with good reputations. 5Paisa is known for its trading platforms, while Upstox is praised for cost-effective pricing.

Do both brokers provide margin trading facilities?

Yes, both 5Paisa and Upstox offer margin trading facilities. However, terms, interest rates, and leverage limits vary, so reviewing their policies is essential.