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10 Best Mutual Fund Apps in India

by Admin - 2024-12-09

Mutual fund apps have become the easiest and most effective way for people to invest in mutual funds. The rising popularity of mutual fund investments, several mutual fund apps have emerged in the market. To get a wonderful investment experience, it is necessary to choose the best mutual fund app available in the market.

Whether you are looking for the best app for SIP investment or a one-time investment, this post will highlight India's top 10 best mutual fund apps by comparing their features and benefits. So, let’s look at them below. 

What is a mutual fund?

A mutual fund is an investment product that pools money from a large number of investors who share a common investment objective. The pooled money is then invested in various types of assets. For example, an equity mutual fund would invest the money in equity-based instruments, whereas a debt fund would invest the money in bonds, debentures, etc. 

What is the best mutual fund app?

A mutual fund app is a mobile application that allows users to invest in different types of mutual funds anytime, anywhere. It is a mobile version of a computer software program that is designed to run on mobile-based platforms like Android and iOS.

Top 10 Mutual Fund Apps in India

Here are some of the best mutual fund apps in India that are most popular among different types of investors.

Trading Apps

Rating

Account Opening Charges

Features

Zfunds

4.5/5

Zero

Real-time WhatsApp updates

Groww

4.9/5

Zero

No transaction charges and hidden charges

Paytm Money

4.8/5

Zero

Clean and easy user interface

ET Money

4.3/5

Zero

Smart portfolio tracker

Zerodha

4.7/5

Zero

Option to invest, change, and pause SIP anytime

Angel One

4.7/5

Zero

Built-in expense tracker for smart money management

Kuvera

4.4/5

Zero

Family accounts under a single login

Upstox Pro

4.5/5

Zero

Real-time market updates and detailed portfolio tracking

KFinMart

4.2/5

Zero

All-inclusive reporting tools and easy KYC procedures

myCAMS

4.3/5

Zero

Extremely secure mobile app


1. Zfunds

ZFunds is considered the best mutual fund app in India, known for its user-friendly interface. If you have a specific investment goal in mind, this is one app that provides a wide range of tools that would help you explore, invest, and efficiently manage mutual funds. The app lets you explore a wide range of mutual fund schemes from all leading asset management companies. You can choose to search for them, compare their benefits, monitor performance, and make sound investment decisions. 

You can explore various educational resources and insights that would help you understand market trends and improve your overall investment strategy. Zfunds provides an easy, effective, and seamless investment experience to all types of investors. 

Salient features of Zfunds:

  • Start investing with as low as Rs. 100 in daily SIP
  • Real-time WhatsApp updates
  • Loan against mutual funds
  • 24*7 customer support
  • Wide range of educational resources and insights
  • Smart and easy user-interface
  • Free portfolio review for 3 months

IOS Download Link

Android Download Link


2. Groww

Groww is another popular SEBI-registered mutual fund app. It is India’s one of the most popular mutual fund apps in India. It started its journey in 2016 as a direct mutual fund investment platform. Later, it expanded its product offerings by including other investment products in its portfolio. 

The investors have the option to either invest through the Groww website or the Groww mobile app. The app allows investors to browse through 5000+ mutual funds in which one can invest through SIP or lumpsum method. One can also switch from regular mutual fund plans to direct mutual fund plans and get extra returns. 

The best part of the Groww mutual fund app is that it allows investors to enjoy brokerage-free mutual fund investment. There are no transaction charges, redemption charges, or commissions charged by the platform.

Its major features are:

  • 5000+ mutual funds to choose from
  • Different types of mutual fund calculators
  • Option to compare the funds
  • Option to switch from external regular mutual funds to direct mutual funds
  • No transaction charges and hidden charges
  • Easy tracking of all investments 
  • Option to invest in Groww NFO
  • SIP investment starting at Rs. 500
  • 128-bit encryption for enhanced safety and security

IOS Download Link

Android Download Link


3. Paytm Money

Paytm Money is one of the fastest-growing apps for mutual fund investment. The platform started working in 2017 and is a wholly owned subsidiary of One97 Communications Limited, the country’s leading digital goods and mobile platform. 

Investors can choose to invest in direct mutual funds through Paytm Money, a leading all-in-one mutual fund app. The company has a link with 38+ Asset Management companies spanning nearly 96% of Industry Assets Under Management (AUM). The app also allows users to switch from regular mutual fund plans to direct mutual fund plans and get 1% extra returns. The app also features a free risk profile assessment feature that helps them decode their risk appetite before making any investment.

It is a SEBI-registered mutual fund app and levies no transaction charges, commissions, or hidden charges. 

Its major features are:

  • Timely SIP alerts
  • Quick withdrawal of 90% of investment with a limit of Rs. 50,000
  • Mutual funds rating
  • Timely portfolio update
  • SIP starting at Rs. 100
  • Goal-based tracking
  • Clean and easy user interface

IOS Download Link

Android Download Link


4. ET Money

ET Money is a fully loaded financial services app that provides a wide range of products and services. Made to bring ease to financial planning, the app enables users to buy insurance, invest in mutual funds, handle expenses, and apply for loans from one place. It has a user-friendly interface. In regard to mutual funds investment, one can invest in SIP and track their portfolio anytime, anywhere. 

Being a part of the Times Internet group, ETMoney adopts a reliable, innovative, and secure approach to personal finance management, for both new and experienced investors.

Salient Features:

  • Smart portfolio tracker
  • Personalized investment recommendations
  • Supports all UPI payment modes
  • Tax-saving products
  • Automated expense tracking

IOS Download Link

Android Download Link


5. Zerodha

Zerodha Coin mutual fund app offers an exemplary stock investment experience. The Coin app by Zerodha also offers its users an easy and effective way to invest in mutual funds. The best direct mutual fund app lets users browse through 0% direct mutual funds and NPS investments in an easy and effective way. 

Whether you are a beginner or a seasoned investor, the app promises an avant-garde mutual funds investment experience at any point in time. 

The salient features of Zerodha Coin app are:

  • Option to invest, change, and pause SIP anytime
  • Quick payments through UPI
  • Hold funds in Zerodha demat account
  • User-friendly navigation through various fund categories and schemes
  • Invest in ELSS funds
  • Insightful videos on mutual funds to explore

IOS Download Link

Android Download Link


6. Angel One

Set up in 1987, Angel One is considered among the top full-service stockbrokers in India. Angel Bee, the mobile app by Angel One offers an easy and effective way to invest in mutual funds to investors. There are different mutual fund categories available to choose from including debt, growth, ELSS, tax savings, etc. 

The mutual fund app comes with ARQ – an advanced, intelligent engine that gives personalized investment recommendations to investors. You can invest in mutual funds anytime, anywhere. 

Salient Features:

  • Free account opening
  • Start a SIP within a minute
  • Commission-free mutual funds investment
  • Wide range of mutual fund categories to choose from
  • Option to invest as a SIP or lumpsum
  • Built-in expense tracker for smart money management
  • In-app notifications 
  • ARQ- hyper-intelligent investment engine

IOS Download Link

Android Download Link


7. Kuvera

Kuvera is another best app for mutual funds in India. It is very easy and quick to register yourself on the mutual fund app thanks to its easy and smart user interface. 

The mobile app is known not only for its smart interface but also for its exceptional transparency, easy usage, and security. This makes it a great option for both new and seasoned investors looking to get optimized returns on mutual fund investments.

Salient Features:

  • Personalized recommendations
  • Extensive range of mutual fund categories
  • Tax optimization tools
  • Awesome fixed-deposit options
  • Family accounts under a single login
  • Zero commission and subscription charges
  • No hidden charges

IOS Download Link

Android Download Link


8. Upstox

Upstox is a powerful tool for investors looking to easily monitor and optimize their mutual fund investments. The mobile software, created by Upstox, a well-known stockbroking company in India, delivers a smooth and effective platform when it comes to investing in a variety of mutual funds. Even novices may use the app because of its user-friendly UI, which streamlines the investing process.

To assist users in making well-informed investing decisions, the app offers tailored suggestions based on the investor's financial objectives, risk tolerance, and market trends. The Upstox mutual fund app also provides a wide range of features that give investors all the resources they need to keep an eye on and maximize their assets.

Salient Features:

  • Real-time market updates
  • Detailed portfolio tracking
  • One-click SIP setup
  • Smart and user-friendly interface
  • Personalized fund recommendations

IOS Download Link

Android Download Link


9. KFinMart

Designed and developed by KFin Technologies, the KFinKart mutual fund app delivers a user-friendly interface that enables all types of investors to invest in mutual funds from various Asset Management Companies (AMCs) under a single platform. The users can perform different types of transactions such as purchasing, redeeming, and modifying funds, along with the setup of Systematic Investment Plans (SIPs).

Salient Features:

  • Real-time portfolio tracking
  • All-inclusive reporting tools
  • Easy KYC procedures
  • Secure technology infrastructure
  • Easy monitoring of mutual fund investments

IOS Download Link

Android Download Link


10. myCAMS

myCAMS mutual fund app is developed by the Computer Age Management System (CAMS). This easy-to-use mutual fund app allows an easy and smart way to invest in a wide range of mutual funds anytime, anywhere. There is a desktop version of the software that can be accessed through the CAMS website.

The SEBI registered mutual fund app allows investors to perform a wide range of things including starting a SIP, redeeming or switching, subscribing to NFO, starting a new folio, etc.

Salient Features:

  • Invest in direct mutual funds
  • Extremely secure mobile app
  • Single view of the complete investment portfolio
  • Option to schedule the transaction
  • SEBI-registered app

IOS Download Link

Android Download Link


Conclusion

If you are looking for an easy and effective way to invest in mutual fund apps, you can choose from the top 10 mutual fund apps in India. It is necessary to choose the best app for mutual funds that can promise a smart way to invest and manage mutual fund investments without incurring heavy commissions.

According to experts, it is recommended to do thorough research before finalizing the best direct mutual fund app. With so many mutual fund apps available to choose from, it won’t be much difficult to find the most appropriate app 

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