10 Best Mutual Fund Apps in India in 2025
by Admin - 2024-12-09
A mutual fund app is a smartphone application that enables people to invest in mutual funds using their mobile device and an active internet connection. These apps help users invest in mutual funds through essential features that let them view fund choices and build SIP plans while tracking portfolio performance. Users can find suitable mutual funds through the app based on their investment purpose and degree of risk tolerance. People at all levels of investing skill can use apps because they provide quick updates along with expert suggestions and digital Know Your Customer (KYC) verification tools. You can now invest smartly anywhere using your device at your convenience.
Using a few basic taps, you can access top funds and monitor your investments while setting financial targets on your smartphone. Whether you're sipping chai at home or on your way to work, these apps let you research, invest, track, and optimize your portfolio in real-time. With smart features like goal-based investing, robo-advisory, real-time analytics, and paperless KYC, today’s mutual fund apps are not just tools — they’re your personal finance companions.
You can use these apps to invest your money safely and build your wealth, with options available for both small amounts starting at Rs 500 and larger sums starting at Rs 5 lakhs. Let's explore!
App Name | Total Downloads | Best Suited For | User Rating |
Groww | 50 Crore | Both new and seasoned investors looking for an easy-to-use platform to access mutual funds, stocks, and IPOs. | 4.3/5 |
Zerodha Coin | 1 Crore | Investors looking for zero-commission direct mutual fund investments integrated with their Zerodha trading accounts. | 4.2/5 |
ET Money | 1 Crore | Individuals are interested in a comprehensive platform for mutual funds, stocks, NPS, and expense tracking. | 4.4/5 |
Paytm Money | 1 Crore | Investors seeking a platform within the Paytm ecosystem offering mutual funds, stocks, IPOs, and NPS investments. | 4.1/5 |
Kuvera | 10 Lakh | Users are looking for goal-based investment planning with access to direct mutual funds without commissions. | 4.3/5 |
Angel One | 5 Crore | Investors desire a full-service brokerage platform with mutual funds, stocks, and other financial services. | 4.0/5 |
myCAMS | 50 Lakh | Investors manage multiple mutual fund holdings across various AMCs through a single interface. | 4.3/5 |
KFinKart | 10 Lakh | Users seeking a unified platform to manage investments across multiple mutual fund houses. | 3.7/5 |
Upstox | 1 Crore | Investors are interested in a robust platform for stocks, mutual funds, and derivatives trading with advanced features. | 4.5/5 |
INDmoney | 1 Crores | Users are looking for an all-in-one finance app to track, plan, and invest across various financial instruments. | 4.6/5 |
Top 10 Mutual Fund Apps in India
A mutual fund app gives you better ways to manage your money and build wealth confidently as you invest in the digital world.
1. Groww
Groww leads mutual fund investment apps in India by delivering minimalist digital design and investor-centered solutions. The platform suits new traders and advanced investors since it presents a simple management system and many direct mutual fund solutions. Through various funds, Groww enables users to discover investment opportunities and track their money's performance. Indian investors prefer Groww because it provides a simple SIP setup alongside immediate KYC approval and displays investment results in real time. Groww is also recognized as the best app for SIP investment in India.
Salient Features of Groww:
Direct mutual fund investment with zero commission
Clean, easy-to-use interface
Instant account setup with paperless KYC
Track SIPs, portfolio value, and returns
Detailed fund comparison and insights
Available on Android, iOS, and web
Also supports stocks, FDs, gold, and US stock investments
2. Zerodha Coin
Zerodha Coin helps users access zero-commission direct mutual fund investment services from Zerodha. Coin seamlessly integrates with Zerodha trading products, providing users with a comprehensive view of their entire portfolio in one display. The Zerodha Coin enables seasoned investors and individuals building their portfolios to access a range of AMCs and investment options stored digitally. The Coin platform supports advanced investment tools alongside automatic wealth plans and an easy-to-understand design, which makes it an efficient platform for budget-aware traders.
Salient Features of Zerodha Coin:
Put your money in direct mutual funds with no commission charges
Mutual fund units are stored in demat format through your Zerodha account
Easy SIP setup, modify, or pause anytime
In-app UPI payments for fast transactions
Advanced portfolio tracking and analytics
Supports Systematic Transfer Plans (STPs)
Option to invest in NPS directly
Effortless compatibility with your Zerodha trading account
3. ET Money
ET Money in India serves as an extensive personal finance application that lets users invest directly into mutual funds alongside handling insurance policies, fixed deposits, and NPS accounts. ET Money provides a hassle-free experience for both investment beginners and experienced users, allowing them to manage their financial accounts at any skill level. Users find the app easy to navigate and appreciate its detailed financial tracking features, which is why they keep picking it as their preferred investing tool.
Salient Features of ET Money:
Commission-free investing in direct mutual funds
Swift and paperless KYC process
Real-time portfolio tracking
Curated goal-based investment strategies
Automatic expense tracking and management
Access to insurance and loan services
ET Money Genius for personalized investment advice and premium tools
4. Paytm Money
Paytm Money helps Indian customers invest directly in mutual funds, stocks, and other financial products. The platform works well for all types of investors and makes buying and selling securities hassle-free without paperwork. Paytm has low brokerage charges plans of Rs 20 per executed order. Paytm Money provides users with easy access to dozens of mutual fund options from top-rated asset management companies, enabling them to create and manage investment portfolios tailored to their financial goals.
Salient Features of Paytm Money:
Invest in direct mutual fund plans with zero commissions and potentially higher returns
User-friendly platform designed for investors of all experience levels
Fully digital and paperless KYC process
Track your entire investment portfolio in real time with in-depth insights
Simple setup and management of Systematic Investment Plans (SIPs)
Instant redemption facility up to Rs 50,000 for enhanced liquidity
Strong security features including two-factor authentication and biometric protection
5. Kuvera
Kuvera offers users a platform to invest in direct mutual funds without paying commissions to achieve their financial goals. It's a simple setup that works in the open and handles transactions automatically to help users select their investments wisely. Kuvera offers custom financial planning, allowing users to input life ambitions, such as retirement planning, tuition funds, or vacations, and receive related fund suggestions. Advanced features, including tax harvesting, help investors build their wealth through the app while features for long-term family investors provide smart rebalancing options.
Salient Features of Kuvera:
Commission-free access to direct mutual fund opportunities
Goal-based investing with automated recommendations
Family account tracking across multiple portfolios
Tax harvesting and capital gains reports
Paperless onboarding with instant KYC
Smart alerts and portfolio insights
Integration with digital gold, FDs, and US stocks
Secure, SEBI-registered platform with data encryption
6. Angel One
Angel One is a financial service provider in India that makes it easy for users to invest in multiple types of funds. The platform offers basic and advanced tools that help new and expert investors make investments easily. Through Angel One, users can invest in 1000+ different mutual fund schemes from top asset management companies to spread their investments across equity, debt, hybrid and ELSS portfolios. Users can invest directly in mutual funds without fees, enabling them to earn more money over time. Users enjoy simple and smooth navigation on Angel One while built-in tools provide feedback on their portfolio and guidance on suitable investments towards their set goals.
Salient Features of Angel One:
Wide range of mutual fund options from multiple AMCs
Easy-to-use interface for all investor levels
Seamless digital KYC process
Real-time portfolio tracking with detailed insights
Flexible SIP setup, modification, and pause options
Strong security with two-factor authentication and OTP login
7. myCAMS
myCAMS provides one platform that lets investors watch and run their investments from various asset management companies under a single control panel. myCAMS simplifies investment activities by prioritising the needs and preferences of users through easy-to-use tools. The app simplifies checking your mutual fund portfolio, buying, and adding redemptions, while also helping you move between funds, manage SIP investments, and time your transactions. You can see all your investments at once through our unique feature, which shows current details about your money and specific information about how your funds perform.
Salient Features of myCAMS:
Consolidated view to manage all mutual fund investments in one place
Enables purchases, redemptions, switches, and SIP setup
Option to schedule future transactions
Redemption guide for cost-effective withdrawals
Save preferred transactions with myFavourites
Voice command support for easier transactions
8. KFinKart
KFinKart helps users across all AMC mutual funds manage their investment portfolio through one easy-to-use platform. The app simplifies investing by offering multiple fund houses to both new and experienced users, complete with a simple design, comprehensive trading tools, and detailed data. KFinKart helps investors better manage their wealth by giving them valuable tools, including intelligent dashboards, family portfolios and investment plan tracking. Users can create investment plans based on targets and benefit from quick responses to their questions and automatic account statement updates. KFinKart enhances the investment process by integrating top-security measures with online account creation, facilitating the purchase of mutual funds for Indian investors.
Salient Features of KFinKart:
Access and manage investments across multiple AMCs
One-stop view of your entire mutual fund portfolio
Quick purchase, redemption, switch, and SIP setup
Goal-based investment planning
Track transaction history and real-time portfolio value
Family portfolio and folio consolidation
Instant account statements and tax reports
Paperless onboarding with Aadhaar-based eKYC
9. Upstox
Upstox stands out as India's top investing platform through its unique digital investment strategies. Upstox provides users with complete financial tools for buying 2000 mutual fund schemes from diverse top AMCs, including equity, debt, hybrid and tax-saving selections. Upstox fulfils the needs of all investing levels through its visually pleasing design and clear system paths.
Upstox helps investors earn more money through direct mutual funds because the platform charges no fees for transactions. Users can create or pause SIPs, as well as view real-time data about their investments and portfolio details. Users can utilise goal-based investing tools to discover smart fund options, all while completing digital KYC for seamless application registration.
Salient Features of Upstox:
Wide selection of mutual fund schemes from multiple asset management companies (AMCs)
User-friendly design that caters to both novice and experienced investors
Seamless digital KYC onboarding
Real-time investment tracking with detailed insights
Easy SIP setup, modification, and pause options
Zero brokerage or transaction fees on mutual fund investments app
10. INDmoney
Through INDmoney, users can access a wealth management solution that helps them monitor and organize their investments in mutual funds, stocks and fixed deposits. INDmoney lets users see their total financial health by connecting different investment options through a simple website. The platform suits investors at every level and provides custom analysis tools to help them set up stronger investment paths.
Salient Features of INDmoney:
All-in-one platform to manage mutual funds, stocks, and fixed assets with ease
Detailed mutual fund analysis with asset allocation and peer comparisons
Goal-based financial planning with personalized recommendations
Automated SIP setup and management
Manage and view family investments under one account
Protected online registration using cutting-edge encryption and verified security standards
Why Use a Mutual Fund App?
The digital age has made investing in Indian markets easier as mutual fund apps help everyone do financial planning faster, while providing simple access to everyone. Many investors will choose a mutual fund app because of these six powerful benefits for new investors and experienced traders.
1. Convenience at Your Fingertips
You can use a direct mutual fund app from your mobile device to monitor your investments while making trading decisions at any time. People no longer need to travel to banks or fill out detailed paperwork because mutual fund apps handle everything for them. You can complete all tasks related to registration and investing through simple digital clicks to reduce your workload.
2. Zero Commission on Direct Plans
You can use these apps to access transparent, direct mutual fund investments through the platform without paying administrative fees. Using this platform lets you keep more of your investment dollars at work to potentially boost your returns by 1 percent each year relative to other plans.
3. Seamless Onboarding and Paperless KYC
Every app lets you fully start investing digitally through Aadhaar and PAN-based eKYC verification. You can start investing quickly through the platform because it verifies your information digitally without paper documents.
4. Real-Time Portfolio Tracking
The apps make sure you receive accurate details about how well your portfolio performs in real-time. These apps show detailed visualizations of your assets and market guidance tools that aid you in managing your funds.
5. Goal-Based and Personalized Planning
You can enter specific financial targets such as buying real estate or preparing for retirement while the app matches your investment choices with your risk tolerance and timing needs. Using this approach helps you invest in a steady direction.
6. Advanced Security Features
Top apps follow bank-level security standards such as AES encryption with biometric authentication and two-step verification to shield your money and information throughout your experience.
Conclusion
Your choice of a mutual fund app impacts how well you handle investment management tasks. Consumers of all investment levels will find user-friendly apps across India in 2025. You can use these selected apps for both basic investment planning and no-commission direct deposits, and effortless portfolio monitoring to build your wealth smartly. Keep track of your financial goals while matching platforms with your needs, and use the online advantages these apps offer. You can take advantage of investment opportunities more easily than ever before with interesting returns.
Frequently Asked Questions
1. Which is the best mutual fund app in India?
The best app will depend on your requirements. Groww, Coin by Zerodha, and ET Money are voted the best apps for beginners because they are easy to use, have reasonable fees, and provide resources and educational material.
2. Are mutual fund apps safe in Indi
Yes, such good apps as Groww, Kuvera, and Coin by Zerodha are SEBI-registered and employ bank-level encryption. Always look for SEBI/RTA authorization before investing.
3. Are SIPs investable in these apps?
Yes! Most apps (e.g., ET Money, Paytm Money, Groww) have SIP setups with variable amounts (starting from ₹100) and auto-debit facilities.
4. Do mutual fund apps charge fees?
All leading apps (e.g., Kuvera, Groww, Coin) are free for direct mutual funds. Some charge for advisory or paid features.
5. Which app has the lowest brokerage for mutual funds?
Coin by Zerodha and Kuvera do not charge any commission on direct mutual funds and are cost-effective options.
6. Can I switch funds between AMCs using these apps?
Yes, inter-fund transfers are generally easy with apps like Groww and Paytm Money, but be sure to look for exit loads and tax implications.
7. Which app offers the best research tools for mutual funds?
ET Money and Kuvera offer advanced analytics, risk profile analysis, and historical performance to help you make the right decision regarding funds.
8. Are there any hidden charges in mutual fund apps?
Renowned apps reveal all charges upfront. Regular plans (through agents) do, however, charge higher expense ratios than direct plans. Always compare before investing.
9. Can I redeem my mutual funds instantly through these apps?
Liquidity and debt funds have instant redemptions (1-2 working days). Equity funds take 2-3 working days (e.g., Groww, Coin).
10. Which app is ideal for mutual fund beginners?
For beginners, Groww and ET Money are the best options because they have simple UI, learning material, and low minimum investment (₹100-500).
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