by Admin - 2024-12-09
A mutual fund app works as a smartphone application that lets people put their money into mutual funds through their mobile device and an active internet connection. These apps help users invest in mutual funds through essential features that let them view fund choices and build SIP plans while tracking portfolio performance. Users can find suitable mutual funds through the app based on their investment purpose and degree of risk tolerance. People at all levels of investing skill can use apps because they provide quick updates along with expert suggestions and digital Know Your Customer (KYC) verification tools. You can now invest smartly anywhere using your device at your convenience.
Using a few basic taps, you can access top funds and monitor your investments while setting financial targets on your smartphone. Whether you're sipping chai at home or on your way to work, these apps let you research, invest, track, and optimize your portfolio in real-time. With smart features like goal-based investing, robo-advisory, real-time analytics, and paperless KYC, today’s mutual fund apps are not just tools — they’re your personal finance companions.
You can use these apps to invest your money safely and build your wealth both with small amounts starting at Rs 500 as well as larger sums starting at Rs 5 lakhs. Let’s explore!
App Name | Total Downloads | Best Suited For | User Rating |
Groww | 50 Crore | Both new and seasoned investors looking for an easy-to-use platform to access mutual funds, stocks, and IPOs. | 4.3/5 |
Zerodha Coin | 1 Crore | Investors looking for zero-commission direct mutual fund investments integrated with their Zerodha trading accounts. | 4.2/5 |
ET Money | 1 Crore | Individuals are interested in a comprehensive platform for mutual funds, stocks, NPS, and expense tracking. | 4.4/5 |
Paytm Money | 1 Crore | Investors seeking a platform within the Paytm ecosystem offering mutual funds, stocks, IPOs, and NPS investments. | 4.1/5 |
Kuvera | 10 Lakh | Users are looking for goal-based investment planning with access to direct mutual funds without commissions. | 4.3/5 |
Angel One | 5 Crore | Investors desire a full-service brokerage platform with mutual funds, stocks, and other financial services. | 4.0/5 |
myCAMS | 50 Lakh | Investors manage multiple mutual fund holdings across various AMCs through a single interface. | 4.3/5 |
KFinKart | 10 Lakh | Users seeking a unified platform to manage investments across multiple mutual fund houses. | 3.7/5 |
Upstox | 1 Crore | Investors are interested in a robust platform for stocks, mutual funds, and derivatives trading with advanced features. | 4.5/5 |
INDmoney | 1 Crores | Users are looking for an all-in-one finance app to track, plan, and invest across various financial instruments. | 4.6/5 |
A mutual fund app gives you better ways to manage your money and build wealth confidently as you invest in the digital world.
Groww leads mutual fund investment apps in India by delivering minimalist digital design and investor-centered solutions. The platform suits new traders and advanced investors since it presents a simple management system and many direct mutual fund solutions. Through different types of funds, Groww lets users discover investment opportunities and see how their money performs. Indian investors prefer Groww because it provides a simple SIP setup alongside immediate KYC approval and displays investment results in real time. Groww is also recognized as the best app for SIP investment in India.
Direct mutual fund investment with zero commission
Clean, easy-to-use interface
Instant account setup with paperless KYC
Track SIPs, portfolio value, and returns
Detailed fund comparison and insights
Available on Android, iOS, and web
Also supports stocks, FDs, gold, and US stock investments
Zerodha Coin helps users access zero-commission direct mutual fund investment services from Zerodha. zCoin connects seamlessly with Zerodha trading products to show users their entire money portfolio in one display. The Zerodha Coin helps seasoned investors and individuals who build their portfolios access a variety of AMCs and investment options stored digitally. The Coin platform supports advanced investment tools alongside automatic wealth plans and an easy-to-understand design, which makes it an efficient platform for budget-aware traders.
Put your money in direct mutual funds with no commission charges
Mutual fund units are stored in demat format through your Zerodha account
Easy SIP setup, modify, or pause anytime
In-app UPI payments for fast transactions
Advanced portfolio tracking and analytics
Supports Systematic Transfer Plans (STPs)
Option to invest in NPS directly
Effortless compatibility with your Zerodha trading account
ET Money in India serves as an extensive personal finance application that lets users invest directly into mutual funds alongside handling insurance policies, fixed deposits, and NPS accounts. ET Money creates a hassle-free experience for investment beginners and experienced users alike as they handle their financial accounts at any skill level. Users find the app easy to navigate and appreciate its detailed financial tracking features, so they keep picking it as their preferred investing tool.
Commission-free investing in direct mutual funds
Swift and paperless KYC process
Real-time portfolio tracking
Curated goal-based investment strategies
Automatic expense tracking and management
Access to insurance and loan services
ET Money Genius for personalized investment advice and premium tools
Paytm Money helps Indian customers invest directly in mutual funds as well as stocks and financial products. The platform works well for all types of investors and makes buying and selling securities hassle-free without paperwork. Paytm Money gives users easy access to dozens of mutual fund choices from top-rated asset management companies so they can create and manage investment portfolios based on their financial targets.
Invest in direct mutual fund plans with zero commissions and potentially higher returns
User-friendly platform designed for investors of all experience levels
Fully digital and paperless KYC process
Track your entire investment portfolio in real time with in-depth insights
Simple setup and management of Systematic Investment Plans (SIPs)
Instant redemption facility up to Rs 50,000 for enhanced liquidity
Strong security features including two-factor authentication and biometric protection
Kuvera offers users a platform to invest in direct mutual funds without paying commissions to achieve their financial goals. It's simple setup works in the open and handles transactions automatically to help users select their investments wisely. Kuvera offers custom financial planning where users input life ambitions such as retirement planning, tuition funds, or vacations and receive related fund suggestions. Advanced features, including tax harvesting, help investors build their wealth through the app while features for long-term family investors provide smart rebalancing options.
Commission-free access to direct mutual fund opportunities
Goal-based investing with automated recommendations
Family account tracking across multiple portfolios
Tax harvesting and capital gains reports
Paperless onboarding with instant KYC
Smart alerts and portfolio insights
Integration with digital gold, FDs, and US stocks
Secure, SEBI-registered platform with data encryption
Angel One is a financial service provider in India that makes it easy for users to invest in multiple types of funds. The platform offers basic and advanced tools that help new and expert investors make investments easily. Through Angel One, users can invest in 1000+ different mutual fund schemes from top asset management companies to spread their investments across equity, debt, hybrid and ELSS portfolios. Users can directly invest in mutual funds without paying fees because the platform allows them to earn more money in the long run. Users enjoy simple and smooth navigation on Angel One while built-in tools provide feedback on their portfolio and guidance on suitable investments towards their set goals.
Wide range of mutual fund options from multiple AMCs
Easy-to-use interface for all investor levels
Seamless digital KYC process
Real-time portfolio tracking with detailed insights
Flexible SIP setup, modification, and pause options
Strong security with two-factor authentication and OTP login
myCAMS provides one platform that lets investors watch and run their investments from various asset management companies under a single control panel. myCAMS simplifies investment activities because it puts the needs and preferences of users first through easy-to-use tools. The app makes it simple to check your mutual fund portfolio and to buy and add redemptions while helping you move between funds, manage your SIP investments, and time your transactions. You can see all your investments at once through our unique feature, which shows current details about your money and specific information about how your funds perform.
Consolidated view to manage all mutual fund investments in one place
Enables purchases, redemptions, switches, and SIP setup
Option to schedule future transactions
Redemption guide for cost-effective withdrawals
Save preferred transactions with myFavourites
Voice command support for easier transactions
KFinKart helps users across all AMC mutual funds manage their investment portfolio through one easy-to-use platform. The app makes investing easy by serving multiple fund houses to new and experienced users through its simple design and full trading tools, and data. KFinKart helps investors better manage their wealth by giving them useful tools, including smart dashboards, family portfolios and investment plan tracking. Users can create investment plans based on targets and benefit from quick responses to their questions, and automatic account statement updates. KFinKart creates a better investment process by combining top-security approaches with online account creation to help Indian investors buy mutual funds.
Access and manage investments across multiple AMCs
One-stop view of your entire mutual fund portfolio
Quick purchase, redemption, switch, and SIP setup
Goal-based investment planning
Track transaction history and real-time portfolio value
Family portfolio and folio consolidation
Instant account statements and tax reports
Paperless onboarding with Aadhaar-based eKYC
Upstox stands out as India's top investing platform through its unique digital investment strategies. Upstox provides users with complete financial tools for buying 2000 mutual fund schemes from diverse top AMCs, including equity, debt, hybrid and tax-saving selections. Upstox fulfills the needs of all investing levels through its visually pleasing design and clear system paths.
Upstox helps investors earn more money through direct mutual funds because the platform charges no fees for transactions. Users can create or pause SIPs along with viewing real-time data about their investments and portfolio details. Users can use goal-based investing tools to find smart fund options while completing digital KYC for seamless application registration.
Wide selection of mutual fund schemes from multiple asset management companies (AMCs)
User-friendly design that caters to both novice and experienced investors
Seamless digital KYC onboarding
Real-time investment tracking with detailed insights
Easy SIP setup, modification, and pause options
Zero brokerage or transaction fees on mutual fund investments app
Through INDmoney, users can access a wealth management solution that helps them monitor and organize their investments in mutual funds, stocks and fixed deposits. INDmoney lets users see their total financial health by connecting different investment options through a simple website. The platform suits investors at every level and provides custom analysis tools to help them set up stronger investment paths.
All-in-one platform to manage mutual funds, stocks, and fixed assets with ease
Detailed mutual fund analysis with asset allocation and peer comparisons
Goal-based financial planning with personalized recommendations
Automated SIP setup and management
Manage and view family investments under one account
Protected online registration using cutting-edge encryption and verified security standards
The digital age has made investing in Indian markets easier as mutual fund apps help everyone do financial planning faster, while providing simple access to everyone. Many investors will choose a mutual fund app because of these six powerful benefits for new investors and experienced traders.
1. Convenience at Your Fingertips
You can use a direct mutual fund app from your mobile device to monitor your investments while making trading decisions at any time. People no longer need to travel to banks or fill out detailed paperwork because mutual fund apps handle everything for them. You can complete all tasks related to registration and investing through simple digital clicks to reduce your workload.
2. Zero Commission on Direct Plans
You can use these apps to access transparent, direct mutual fund investments through the platform without paying administrative fees. Using this platform lets you keep more of your investment dollars at work to potentially boost your returns by 1 percent each year relative to other plans.
3. Seamless Onboarding and Paperless KYC
Every app lets you fully start investing digitally through Aadhaar and PAN-based eKYC verification. You can start investing quickly through the platform because it verifies your information digitally without paper documents.
4. Real-Time Portfolio Tracking
The apps make sure you receive accurate details about how well your portfolio performs in real-time. These apps show detailed visualizations of your assets and market guidance tools that aid you in managing your funds.
5. Goal-Based and Personalized Planning
You can enter specific financial targets such as buying real estate or preparing for retirement while the app matches your investment choices with your risk tolerance and timing needs. Using this approach helps you invest in a steady direction.
6. Advanced Security Features
Top apps follow bank-level security standards such as AES encryption with biometric authentication and two-step verification to shield your money and information throughout your experience.
Your choice of mutual fund app impacts how well you handle investment management tasks. Consumers of all investment levels will find user-friendly apps across India in 2025. You can use these selected apps for both basic investment planning and no-commission direct deposits, and effortless portfolio monitoring to build your wealth smartly. Keep track of your financial goals while matching platforms with your needs, and use the online advantages these apps offer. You can take advantage of investment opportunities more easily than ever before with interesting returns.
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