10 Best Mutual Fund Apps in India in 2025

by Admin - 2024-12-09

A mutual fund app is a smartphone application that enables people to invest in mutual funds using their mobile device and an active internet connection. These apps help users invest in mutual funds through essential features that let them view fund choices and build SIP plans while tracking portfolio performance. Users can find suitable mutual funds through the app based on their investment purpose and degree of risk tolerance. People at all levels of investing skill can use apps because they provide quick updates along with expert suggestions and digital Know Your Customer (KYC) verification tools. You can now invest smartly anywhere using your device at your convenience.

Using a few basic taps, you can access top funds and monitor your investments while setting financial targets on your smartphone. Whether you're sipping chai at home or on your way to work, these apps let you research, invest, track, and optimize your portfolio in real-time. With smart features like goal-based investing, robo-advisory, real-time analytics, and paperless KYC, today’s mutual fund apps are not just tools — they’re your personal finance companions.

You can use these apps to invest your money safely and build your wealth, with options available for both small amounts starting at Rs 500 and larger sums starting at Rs 5 lakhs. Let's explore!

Top 10 Mutual Fund Apps in India

A mutual fund app gives you better ways to manage your money and build wealth confidently as you invest in the digital world.

1. Groww

Groww leads mutual fund investment apps in India by delivering minimalist digital design and investor-centered solutions. The platform suits new traders and advanced investors since it presents a simple management system and many direct mutual fund solutions. Through various funds, Groww enables users to discover investment opportunities and track their money's performance. Indian investors prefer Groww because it provides a simple SIP setup alongside immediate KYC approval and displays investment results in real time. Groww is also recognized as the best app for SIP investment in India.

Salient Features of Groww:

• Direct mutual fund investment with zero commission

• Clean, easy-to-use interface

• Instant account setup with paperless KYC

• Track SIPs, portfolio value, and returns

• Detailed fund comparison and insights

• Available on Android, iOS, and web

• Also supports stocks, FDs, gold, and US stock investments

IOS Download Link

Android Download Link

2. Zerodha Coin

Zerodha Coin helps users access zero-commission direct mutual fund investment services from Zerodha. Coin seamlessly integrates with Zerodha trading products, providing users with a comprehensive view of their entire portfolio in one display. The Zerodha Coin enables seasoned investors and individuals building their portfolios to access a range of AMCs and investment options stored digitally. The Coin platform supports advanced investment tools alongside automatic wealth plans and an easy-to-understand design, which makes it an efficient platform for budget-aware traders.

Salient Features of Zerodha Coin:

• Put your money in direct mutual funds with no commission charges

• Mutual fund units are stored in demat format through your Zerodha account

• Easy SIP setup, modify, or pause anytime

• In-app UPI payments for fast transactions

• Advanced portfolio tracking and analytics

• Supports Systematic Transfer Plans (STPs)

• Option to invest in NPS directly

• Effortless compatibility with your Zerodha trading account

IOS Download Link

Android Download Link

3. ET Money

ET Money in India serves as an extensive personal finance application that lets users invest directly into mutual funds alongside handling insurance policies, fixed deposits, and NPS accounts. ET Money provides a hassle-free experience for both investment beginners and experienced users, allowing them to manage their financial accounts at any skill level. Users find the app easy to navigate and appreciate its detailed financial tracking features, which is why they keep picking it as their preferred investing tool.

Salient Features of ET Money:

• Commission-free investing in direct mutual funds

• Swift and paperless KYC process

• Real-time portfolio tracking

• Curated goal-based investment strategies

• Automatic expense tracking and management

• Access to insurance and loan services

• ET Money Genius for personalized investment advice and premium tools

IOS Download Link

Android Download Link

4. Paytm Money

Paytm Money helps Indian customers invest directly in mutual funds, stocks, and other financial products. The platform works well for all types of investors and makes buying and selling securities hassle-free without paperwork. Paytm has low brokerage charges plans of Rs 20 per executed order. Paytm Money provides users with easy access to dozens of mutual fund options from top-rated asset management companies, enabling them to create and manage investment portfolios tailored to their financial goals.

Salient Features of Paytm Money:

• Invest in direct mutual fund plans with zero commissions and potentially higher returns

• User-friendly platform designed for investors of all experience levels

• Fully digital and paperless KYC process

• Track your entire investment portfolio in real time with in-depth insights

• Simple setup and management of Systematic Investment Plans (SIPs)

• Instant redemption facility up to Rs 50,000 for enhanced liquidity

• Strong security features including two-factor authentication and biometric protection

IOS Download Link

Android Download Link

5. Kuvera

Kuvera offers users a platform to invest in direct mutual funds without paying commissions to achieve their financial goals. It's a simple setup that works in the open and handles transactions automatically to help users select their investments wisely. Kuvera offers custom financial planning, allowing users to input life ambitions, such as retirement planning, tuition funds, or vacations, and receive related fund suggestions. Advanced features, including tax harvesting, help investors build their wealth through the app while features for long-term family investors provide smart rebalancing options.

Salient Features of Kuvera:

• Commission-free access to direct mutual fund opportunities

• Goal-based investing with automated recommendations

• Family account tracking across multiple portfolios

• Tax harvesting and capital gains reports

• Paperless onboarding with instant KYC

• Smart alerts and portfolio insights

• Integration with digital gold, FDs, and US stocks

• Secure, SEBI-registered platform with data encryption

IOS Download Link

Android Download Link

6. Angel One

Angel One is a financial service provider in India that makes it easy for users to invest in multiple types of funds. The platform offers basic and advanced tools that help new and expert investors make investments easily. Through Angel One, users can invest in 1000+ different mutual fund schemes from top asset management companies to spread their investments across equity, debt, hybrid and ELSS portfolios. Users can invest directly in mutual funds without fees, enabling them to earn more money over time. Users enjoy simple and smooth navigation on Angel One while built-in tools provide feedback on their portfolio and guidance on suitable investments towards their set goals.

Salient Features of Angel One:

• Wide range of mutual fund options from multiple AMCs

• Easy-to-use interface for all investor levels

• Seamless digital KYC process

• Real-time portfolio tracking with detailed insights

• Flexible SIP setup, modification, and pause options

• Strong security with two-factor authentication and OTP login

IOS Download Link

Android Download Link

7. myCAMS

myCAMS provides one platform that lets investors watch and run their investments from various asset management companies under a single control panel. myCAMS simplifies investment activities by prioritising the needs and preferences of users through easy-to-use tools. The app simplifies checking your mutual fund portfolio, buying, and adding redemptions, while also helping you move between funds, manage SIP investments, and time your transactions. You can see all your investments at once through our unique feature, which shows current details about your money and specific information about how your funds perform.

Salient Features of myCAMS:

• Consolidated view to manage all mutual fund investments in one place

• Enables purchases, redemptions, switches, and SIP setup

• Option to schedule future transactions

• Redemption guide for cost-effective withdrawals

• Save preferred transactions with myFavourites

• Voice command support for easier transactions

IOS Download Link

Android Download Link

8. KFinKart

KFinKart helps users across all AMC mutual funds manage their investment portfolio through one easy-to-use platform. The app simplifies investing by offering multiple fund houses to both new and experienced users, complete with a simple design, comprehensive trading tools, and detailed data. KFinKart helps investors better manage their wealth by giving them valuable tools, including intelligent dashboards, family portfolios and investment plan tracking. Users can create investment plans based on targets and benefit from quick responses to their questions and automatic account statement updates. KFinKart enhances the investment process by integrating top-security measures with online account creation, facilitating the purchase of mutual funds for Indian investors.

Salient Features of KFinKart:

• Access and manage investments across multiple AMCs

• One-stop view of your entire mutual fund portfolio

• Quick purchase, redemption, switch, and SIP setup

• Goal-based investment planning

• Track transaction history and real-time portfolio value

• Family portfolio and folio consolidation

• Instant account statements and tax reports

• Paperless onboarding with Aadhaar-based eKYC

IOS Download Link

Android Download Link

9. Upstox

Upstox stands out as India's top investing platform through its unique digital investment strategies. Upstox provides users with complete financial tools for buying 2000 mutual fund schemes from diverse top AMCs, including equity, debt, hybrid and tax-saving selections. Upstox fulfils the needs of all investing levels through its visually pleasing design and clear system paths.

Upstox helps investors earn more money through direct mutual funds because the platform charges no fees for transactions. Users can create or pause SIPs, as well as view real-time data about their investments and portfolio details. Users can utilise goal-based investing tools to discover smart fund options, all while completing digital KYC for seamless application registration.

Salient Features of Upstox:

• Wide selection of mutual fund schemes from multiple asset management companies (AMCs)

• User-friendly design that caters to both novice and experienced investors

• Seamless digital KYC onboarding

• Real-time investment tracking with detailed insights

• Easy SIP setup, modification, and pause options

• Zero brokerage or transaction fees on mutual fund investments app

IOS Download Link

Android Download Link

10. INDmoney

Through INDmoney, users can access a wealth management solution that helps them monitor and organize their investments in mutual funds, stocks and fixed deposits. INDmoney lets users see their total financial health by connecting different investment options through a simple website. The platform suits investors at every level and provides custom analysis tools to help them set up stronger investment paths.

Salient Features of INDmoney:

• All-in-one platform to manage mutual funds, stocks, and fixed assets with ease

• Detailed mutual fund analysis with asset allocation and peer comparisons

• Goal-based financial planning with personalized recommendations

• Automated SIP setup and management

• Manage and view family investments under one account

• Protected online registration using cutting-edge encryption and verified security standards

IOS Download Link

Android Download Link

Why Use a Mutual Fund App?

The digital age has made investing in Indian markets easier as mutual fund apps help everyone do financial planning faster, while providing simple access to everyone. Many investors will choose a mutual fund app because of these six powerful benefits for new investors and experienced traders.

1. Convenience at Your Fingertips

You can use a direct mutual fund app from your mobile device to monitor your investments while making trading decisions at any time. People no longer need to travel to banks or fill out detailed paperwork because mutual fund apps handle everything for them. You can complete all tasks related to registration and investing through simple digital clicks to reduce your workload.

2. Zero Commission on Direct Plans

You can use these apps to access transparent, direct mutual fund investments through the platform without paying administrative fees. Using this platform lets you keep more of your investment dollars at work to potentially boost your returns by 1 percent each year relative to other plans.

3. Seamless Onboarding and Paperless KYC

Every app lets you fully start investing digitally through Aadhaar and PAN-based eKYC verification. You can start investing quickly through the platform because it verifies your information digitally without paper documents.

4. Real-Time Portfolio Tracking

The apps make sure you receive accurate details about how well your portfolio performs in real-time. These apps show detailed visualizations of your assets and market guidance tools that aid you in managing your funds.

5. Goal-Based and Personalized Planning

You can enter specific financial targets such as buying real estate or preparing for retirement while the app matches your investment choices with your risk tolerance and timing needs. Using this approach helps you invest in a steady direction.

6. Advanced Security Features

Top apps follow bank-level security standards such as AES encryption with biometric authentication and two-step verification to shield your money and information throughout your experience.

Conclusion

Your choice of a mutual fund app impacts how well you handle investment management tasks. Consumers of all investment levels will find user-friendly apps across India in 2025. You can use these selected apps for both basic investment planning and no-commission direct deposits, and effortless portfolio monitoring to build your wealth smartly. Keep track of your financial goals while matching platforms with your needs, and use the online advantages these apps offer. You can take advantage of investment opportunities more easily than ever before with interesting returns.