by Admin - 2025-03-24
You don't need to make investing difficult and you don't need much money to start. A starting investment of Rs 1,000 per month through a SIP lets you develop wealth in a smart and disciplined manner. SIPs offer new investors and existing investors a low-stakes way to enter the mutual funds market while using rupee cost averaging and compounding for better long-term results.
Many investment choices exist, but which ones excel above all others? That’s where we come in. We have selected the 10 best SIP plans at Rs 1,000 per month based on their investment results and risks alongside the quality of their fund managers. Our guide provides direct, clear recommendations to help you spend your investment money smartly. Ready to kickstart your investment journey? Let’s explore the best SIP plans with the highest returns!
Mutual Funds | Fund Size | 1 Year Return | 3-Years Return | 5-Years Return | Expense Ratio |
Quant Active Fund | Rs 9389 Cr | -5.29% | 12.39% | 33.24% | 0.56% |
PGIM India Flexi Cap Fund | Rs 5,966 Cr | 10.70% | 11.77% | 26.90% | 0.43% |
ICICI Prudential Technology Fund | Rs 12,731 Cr | 9.70% | 8.75% | 32.85% | 1.05% |
Parag Parikh Flexi Cap Fund | Rs 93,440 Cr | 14.77% | 18.70% | 29.45% | 0.63% |
Axis Bluechip Fund | Rs 32,349 Cr | 9.52% | 11.29% | 18.56% | 0.70% |
Mirae Asset Large & Mid Cap Fund | Rs 36,506 Cr | 7.83% | 14.30% | 26.49% | 0.63% |
Sundaram Focused Fund | Rs 1,043 Cr | 7.73% | 13.11% | 23.37% | 1.40% |
Quant Large and Mid Cap Fund | Rs 3,518 Cr | -0.86% | 18.12% | 28.75% | 0.65% |
Edelweiss Large & Mid Cap Fund | Rs 3,607 Cr | 12.31 | 17.72% | 27.29% | 0.46% |
Kotak Equity Opportunities Fund | Rs 24,912 Cr | 9.76% | 18.30% | 27.40% | 0.61% |
This multi-cap mutual fund uses different market size investments to help investors grow their money long term. It changes its investment mix regularly to match current market and economic conditions so it can achieve better growth results. The fund uses large-cap stocks to provide stability along with mid and small-cap stocks to achieve better returns with lower risks. This method enables investors to take advantage of market changes while handling unpredictable movements which matches what many investors want in their portfolios.
Key Features:
Performance:
The PGIM India Flexi Cap Fund – Direct Plan-Growth serves as an active open-ended fund that gives equal access to top, middle, and small company stocks. PGIM India Mutual Fund oversees this fund, which enables the fund manager to make adjustments according to market changes and market conditions to seize investment opportunities. By investing across many types of companies, the fund reduces risks and generates good financial returns to suit all investor profiles. The fund team picks promising companies from different industries through active management to deliver stable returns combined with growth and flexibility. This is one of the best SIP plans for beginners.
Key Features:
ICICI Prudential Technology Direct Plan Growth by ICICI Prudential Asset Management Capital Limited, has remained an outstanding performer in the Indian Mutual Fund industry. The fund places most of its investments in equity and equity-related securities to pursue growth opportunities. The fund aims to generate long-term capital returns with diversified investments across small-cap, mid-cap and large-cap funds. People with a high-risk tolerance and a long-term investment plan should consider this best SIP plan for 5 years because it focuses on growth-oriented sectors such as financial, healthcare, energy, technology and automobile sectors.
Key Features:
The Parag Parikh Flexi Cap Fund directs money into both Indian and global market equity holdings across all market capitalization levels. Parag Parikh Mutual Fund manages this investment product, which finds undervalued stocks that have better prospects and is considered to be the best SIP plan for 3 years. Its adaptive investment strategy enables the fund team to maintain a balanced, researched portfolio through market changes. Since it aims for steady wealth growth over multiple years, the strategy suits investors who want consistent returns with a long investment period.
Key Features:
The Axis Mutual Fund runs the Axis Bluechip Fund – Direct Plan-Growth as a large-cap equity mutual fund. The fund builds its portfolio from large-cap companies that are profitable with strong market positions to grow investment value steadily over time. The fund uses active management methods to pick stocks that perform well and hold strong market positions. This fund helps investors access well-known Indian stocks and experience less market swings than mid and small-cap funds. This best SIP plan offers moderate risk and long-term growth potential to investors who want a steady equity market performance.
Key Features:
The Mirae Direct Plan-Growth operates as a high-performance stock fund under the Mirae Asset Mutual Fund direction. It invests freely to find large and medium-sized companies that have promising growth prospects. The fund considers long-term growth to reach its goal by putting capital into emerging sector leaders. This best SIP plan maintains an actively managed portfolio designed for investors who want moderate-to-high market exposure and a long-term portfolio benefiting from big stocks' stability and mid-cap companies' growth prospects.
Key Features:
The Sundaram Focused Fund directs money into only the best stocks with growth potential from various market capitalizations. The fund tailors its investments to quality businesses that demonstrate strong growth prospects while remaining diversified between different industry sectors. This best sip plan for 3 years is designed for investors who want to grow their money while they take moderate-to-high risks because it picks only a few decent stocks to invest in.
Key Features:
The Quant Large and Mid Cap fund Direct Plan-Growth is an open-ended equity fund that actively builds wealth by investing in both big and small-cap companies. The fund team at Quant Mutual Fund manages this plan using predictive data analysis to choose stocks that show strong growth potential. The investment strategy provides investors access to established large-cap firms combined with opportunities from mid-cap companies. The fund delivers strategic ease while controlling risk which matches the needs of investors wanting to grow their wealth through various market actions.
Key Features:
The Edelweiss Large & Mid Cap Fund – Direct Plan-Growth manages money by investing in both big and mid-size market companies to provide steady returns over time. Edelweiss Mutual Fund manages this product that aims for long-term capital growth with risk-balanced stocks discovered through a comprehensive research process. The best SIP plan for 10 years gains higher returns because it invests in both well-established large-cap companies and promising mid-cap businesses. Investors who want low risk and prefer a long term view should consider this fund given its position in the 'Very High' risk category.
Key Features:
The Kotak Equity Opportunities Fund operates as an open-ended equity mutual fund that makes measured investments across diverse small and large companies for sustained financial growth. The team at Kotak Mutual Fund runs this fund to locate promising investment targets while providing exposure to low-risk big companies plus rising mid-cap businesses. The fund works with multiple sectors without limits to stay responsive to industry shifts and economic changes. Given its high-risk rating, the investment is appropriate for individuals who plan to hold their money long-term and welcome substantial risk.
Key Features:
Putting Rs 1,000 monthly into SIPs creates a basic but effective method to achieve wealth growth. This blog presented the 10 best SIP plans with highest returns that let investors choose from large-cap, mid-cap, small-cap, and flexi-cap funds to suit their tolerance for investment risk. Economic stability comes from Axis Bluechip Fund while high growth possibilities exist in Mirae Asset Emerging Bluechip Fund and Quant Active Fund.
Regular SIP investments help you develop financial habits while filtering investment costs and accentuating the blessings of compound interest growth. The plans offer investors several benefits, including simple portfolio management, high accessibility, tax advantages, and liquidity chances. These investment plans benefit both new and seasoned investors by helping them reach their financial targets without needing significant work. Set your investment journey in motion now to see how your regular payments grow into impressive savings over time.
10 Best SIP Plans for 1000 Per Month
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