Tata Capital IPO Date, Review, Price, Allotment Details
The Tata Capital IPO will open on October 6, 2025, and close on October 8, 2025. It is a Book Built Issue through which the company aims to raise approximately ₹15,511.87 crores, comprising a fresh issue of ₹6,846 crores and an offer for sale of up to 26,58,24,280 equity shares, each with a face value of ₹10.
The IPO price band is fixed between ₹310 and ₹326 per share. The issue allocation includes 35% for retail investors, 50% for QIBs, and 15% for HNIs. The shares are scheduled to be listed on BSE and NSE on October 13, 2025, with the allotment date set for October 9, 2025.
Financially, the company reported a revenue of ₹28,369.87 crores in 2025, up from ₹18,198.38 crores in 2024. Its profit rose to ₹3,655.02 crores in 2025, compared to ₹3,326.96 crores in 2024. Considering its strong financial performance, analysts suggest that investors may consider subscribing to this IPO with a long-term perspective.
Tata Capital IPO Details
Tata Capital IPO Market Lot
The minimum market lot for the Tata Capital IPO is 46 shares, requiring an application amount of ₹14,996. Retail investors can apply for up to 13 lots, which amounts to 598 shares with a total investment of ₹1,94,948.
Application Lot Size Shares Amount Retail Minimum 1 46 ₹14,996 Retail Maximum 13 598 ₹1,94,948 S-HNI Minimum 14 644 ₹2,09,944 S-HNI Maximum 67 3,036 ₹9,89,736 B-HNI Minimum 68 3,082 ₹10,04,732
IPO Reservation
Investor Category Share Offered % Shares QIBs Shares Offered 23,73,12,140 Shares 49.87% NII Shares Offered 7,11,93,642 Shares 14.96% Retail Shares Offered 16,61,18,498 Shares 34.91% Employee Shares Offered 12,00,000 Shares 0.25%
Tata Capital IPO Anchor Investors
Anchor Bidding Date October 3, 2025 Anchor Investors List Shares Offered 14,23,87,284 Shares Anchor Size 4,641.83 Cr. lock-in period end date 50% shares (30 Days) November 8, 2025 lock-in period end date 50% shares (90 Days) January 7, 2026
Tata Capital IPO Dates
The Tata Capital IPO will open on October 6, 2025, and close on October 8, 2025. The allotment of shares is scheduled for October 9, 2025, with the IPO listing set for October 13, 2025.
IPO Open Date: October 6, 2025 IPO Close Date: October 8, 2025 Basis of Allotment: October 9, 2025 Refunds: October 10, 2025 Credit to Demat Account: October 10, 2025 IPO Listing Date: October 13, 2025 IPO Bidding Cut-off Time: October 8, 2025 – 5 PM
Promoters and Holding Pattern
The promoter of Tata Capital is Tata Sons Private Limited.
Particular Shares % Share Promoter Holding Pre Issue 4,03,48,69,037 95.6% Promoter Holding Post Issue 4,24,48,69,037 85.5%
Objects of the Issue & Utilisation of Proceeds
Purpose Crores Augmentation of our Company’s Tier-I –capital base to meet our Company’s future capital requirements, including onward lending –
About Tata Capital IPO
Tata Capital is a financial advisory company registered with the Reserve Bank of India (RBI). As of 2024, the company manages assets worth ₹1,58,479 crore, up from ₹1,19,950 crore in 2023. Tata Capital is recognized as a trusted, customer-centric financial solutions provider, serving retail, corporate, and institutional clients directly or through its subsidiaries.
The company is majorly promoted by Tata Sons, which owns 92.83% of the shares, while the remaining shares are held by other Tata Group companies. Over the past five years, Tata Sons has invested a total of ₹6,097 crore in Tata Capital, including ₹2,500 crore in 2019, ₹1,000 crore in 2020, ₹594 crore in 2023, and ₹2,003 crore in 2024.
Tata Capital Financial Report
Amount ₹ in Crores
Period Ended Revenue Expense PAT Assets 2023 ₹13,637.49 ₹9,847.63 ₹2,945.77 ₹1,35,626.10 2024 ₹18,198.38 ₹13,794.78 ₹3,326.96 ₹1,76,693.98 2025 ₹28,369.87 ₹23,448.73 ₹3,655.02 ₹2,48,465.01
Tata Capital IPO Valuation – FY2025
Check Tata Capital IPO valuations details like Earnings Per Share (EPS), Price/Earnings P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
KPI Values ROE: 12.6% ROCE: -% EBITDA Margin: -% PAT Margin: -% Debt to equity ratio: NA Earning Per Share (EPS): ₹9.3 (Basic) Price/Earnings P/E Ratio: N/A Return on Net Worth (RoNW): 11.2% Net Asset Value (NAV): ₹79.5
Peer Group Comparison
Company EPS PE Ratio RoNW % NAV Income Bajaj Finance Limited 26.89 32.6 17.35% 155.6 69683.51 Cr. Shriram Finance Limited 50.82 12.1 16.83% 300.3 41834.42 Cr. Cholamandalam Investment and Finance Company Limited 50.72 28.1 18.01% 281.5 25845.98 Cr. L&T Finance Limited 10.61 19.0 10.34% 102.5 15924.24 Cr. Sundaram Finance Limited 170.53 26.8 13.74% 1,187.8 8485.63 Cr. HDB Financial Services Limited 27.40 27.4 14.57% 198.8 16300.28 Cr.
IPO Lead Managers aka Merchant Bankers
- Kotak Mahindra Capital Co.Ltd.
- Axial Capital Pvt.Ltd.
- BNP Paribas
- Citigroup Global Markets India Pvt.Ltd.
- HDFC Bank Ltd.
- HSBC Securities & Capital Markets (India) Pvt.Ltd.
- ICICI Securities Ltd.
- IIFL Capital Services Ltd.
- JP Morgan India Pvt.Ltd.
- SBI Capital Markets Ltd.
IPO Registrar
MUFG Intime India Pvt.Ltd.
Phone: +91-22-4918 6270
Email: tatacapital.ipo@in.mpms.mufg.com
Website: https://in.mpms.mufg.com/Initial_Offer/public-issues.html
Company Address
Tata Capital Ltd.
11th Floor, Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg,
Lower Parel
Mumbai, Maharashtra, 400013
Phone: +91 022 6606 900
Email: investors@tatacapital.com
Website: https://www.tatacapital.com/