Finbud Financial IPO Date, Review, Price, Allotment Details
Finbud Financial IPO will open for subscription on November 6, 2025, and close on November 10, 2025. It is a Book Built Issue, through which the company plans to raise approximately ₹71.68 crores. The issue comprises a fresh issue of ₹71.68 crores and an offer for sale of up to [.] equity shares with a face value of ₹10 each.
The price band for the Finbud Financial IPO is set between ₹140 and ₹142 per share. The retail investor quota is 35%, QIBs (Qualified Institutional Buyers) have 50%, and HNIs (High Net-worth Individuals) are allocated 15%. The IPO allotment will be finalized on November 11, 2025, and the company’s shares are expected to list on the NSE on November 13, 2025.
For the financial year 2025, the company reported a revenue of ₹223.50 crores, up from ₹190.28 crores in 2024. Its profit also rose to ₹8.50 crores in 2025 compared to ₹5.66 crores in 2024. Based on these steady financial improvements, long-term investors may consider applying for this IPO.
Finbud Financial IPO Details
IPO Open Date November 6, 2025 IPO Close Date November 10, 2025 Face Value ₹10 Per Equity Share IPO Price Band ₹140 to ₹142 Per Share Issue Size Approx ₹71.68 Crores Fresh Issue Approx ₹71.68 Crores Issue Type Book Built Issue IPO Listing NSE SME DRHP Draft Prospectus 
Finbud Financial IPO Market Lot
The minimum market lot for the Finbud Financial IPO is 2,000 shares, requiring a minimum investment of ₹2,84,000.
Application Lot Size Shares Amount Retail Minimum 2 2,000 ₹2,84,000 Retail Maximum 2 2,000 ₹2,84,000 S-HNI Minimum 3 3,000 ₹4,26,000 S-HNI Maximum 7 7,000 ₹9,94,000 B-HNI Minimum 8 8,000 ₹11,36,000
IPO Reservation
Investor Category Share Offered -% Shares Anchor Investor 14,37,000 Shares 28.47% QIB (Ex. Anchor) 9,58,000 Shares 18.98% NII Shares Offered 7,20,000 Shares 14.26% Retail Shares Offered 16,80,000 Shares 33.28%
Finbud Financial IPO Anchor Investors
Anchor Bidding Date November 4, 2025 Anchor Investors List Shares Offered 14,37,000 Shares Anchor Size 20.41 Cr. lock-in period end date 50% shares (30 Days) December 11, 2025 lock-in period end date 50% shares (90 Days) February 9, 2026
Finbud Financial IPO Dates
The Finbud Financial IPO will open on November 6, 2025, and close on November 10, 2025. The IPO allotment is scheduled to be finalized on November 11, 2025, and the listing will take place on the NSE on November 13, 2025.
IPO Open Date: November 6, 2025 IPO Close Date: November 10, 2025 Basis of Allotment: November 11, 2025 Refunds: November 12, 2025 Credit to Demat Account: November 12, 2025 IPO Listing Date: November 13, 2025 IPO Bidding Cut-off Time: November 10, 2025 – 5 PM
Promoters and Holding Pattern
The promoters of Finbud Financial are Parth Pande, Vivek Bhatia, and Parag Agarwal.
Particular Shares % Share Promoter Holding Pre Issue 1,40,01,480 64.92% Promoter Holding Post Issue 1,90,49,480 47.71%
Objects of the Issue & Utilisation of Proceeds
Purpose Crores Working Capital Requirement ₹20.90 Investment In Wholly Owned Subsidiary i.e., LTCV Credit Private Limited ₹15 Funding for Business Development and Marketing Activities ₹17.75 Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company ₹4.03 General Corporate Purpose ₹-
About Finbud Financial IPO
Finbud Financial is a prominent loan platform in India that connects individuals with personal, business, and home loans from banks and NBFCs. The company sources customers through digital marketing and a wide network of external agents. Once a customer expresses interest, Finbud Financial’s intelligent matchmaking system recommends suitable loan options, enables comparison across multiple lenders, and guides the customer through the entire journey—from application to loan disbursement.
The company follows a hybrid business model that caters to both traditional customers and those who prefer digital solutions. With the combined strength of a robust agent network and effective online marketing, Finbud Financial efficiently attracts and retains clients. Moreover, its partnerships with leading banks and NBFCs further strengthen its presence and credibility in the market.
Finbud Financial IPO Company Financial Report
Amount ₹ in Crores
Period Ended Revenue Expense PAT Assets 2023 ₹135.57 ₹133.13 ₹1.83 ₹27.47 2024 ₹190.28 ₹182.25 ₹5.66 ₹44.97 2025 ₹223.50 ₹211.55 ₹8.50 ₹68.93 July 2025 ₹85.82 ₹81.10 ₹3.33 ₹76.12
Finbud Financial IPO Valuation – FY2025
Check Finbud Financial IPO valuations detail like Earnings Per Share (EPS), Price/Earnings P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
KPI Values ROE: 23.61% ROCE: 32.11% EBITDA Margin: 6.57% PAT Margin: -% Debt to equity ratio: – Earning Per Share (EPS): ₹6.07 (Basic) Price/Earnings P/E Ratio: N/A Return on Net Worth (RoNW): 23.61% Net Asset Value (NAV): ₹25.70
Peer Group Comparison
Company EPS PE Ratio RoNW % NAV Income My Mudra Fincorp Limited 9.96 7.79 16.87% 46.85 80.37 Cr. BLS E-Services Limited 5.79 32.99 12.18% 53.1 519.35 Cr. PB Fintech Limited 7.77 236.08 5.49% 140.06 4,977.21 Cr.
IPO Lead Managers aka Merchant Bankers
- SKI Capital Services Ltd.
Company Address
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
IPO Registrar
Skyline Financial Services Pvt.Ltd.
Phone: 02228511022
Email: ipo@skylinerta.com
Website: https://www.skylinerta.com/ipo.php